Our Features

Guaranteed Coverage

Guaranteed Coverage

No medical exam required. Coverage guaranteed for ages 50-85, regardless of health conditions.

  • • No medical exams
  • • Guaranteed acceptance
  • • Age 50-85 eligible
  • • Pre-existing conditions accepted
Affordable Rates

Affordable Rates

Lock in your rate starting at $20/month. Your premium never increases, and your coverage never decreases.

  • • Rates from $20/month
  • • Locked-in premiums
  • • Flexible payment options
  • • No rate increases
Fast Claims

Fast Claims

Claims typically paid within 24-48 hours. Your family gets the support they need, when they need it most.

  • • 24-48 hour claims processing
  • • Simple claims process
  • • Direct deposit available
  • • Dedicated claims support

Additional Benefits

Policy Features

  • ✓ Coverage never decreases
  • ✓ Premiums never increase
  • ✓ Policy builds cash value
  • ✓ Coverage cannot be cancelled

Customer Support

  • ✓ 24/7 customer service
  • ✓ Dedicated insurance agents
  • ✓ Online account management
  • ✓ Multilingual support available